Interactive Decision Engines
Financial & Tax Calculators
Grounded in the latest Indian tax slabs, inflation averages, and compound interest math.
Calculator URL:
/calculators/sip-stepupThe Compounding Wealth Engine
SIP & Step-Up SIP Wealth Multiplier
See how disciplined monthly investments in Indian equity mutual funds compound over time, and witness how a 10% annual Step-Up with your salary hike can double your final wealth!
Monthly Investment₹10,000
₹1k₹50k₹1.5 Lakhs
Expected Annual Return (CAGR)12%
8% (Debt/Hybrid)12% (Nifty 50)15%+ (Mid/Small)
Investment Horizon15 Years
3 yrs15 yrs35 yrs
Annual Step-Up (% Increase Every Year)10%
0% (Flat SIP)10% (Appraisal Match)25%
Estimated Maturity Wealth
₹86.8 L
Exact: ₹86,83,849
Total Invested:₹38.1 L
Wealth Gained:+₹48.7 L
Step-Up Advantage vs Flat SIP+₹36.4 L Extra
A flat SIP without stepping up gives you ₹50.5 L. By stepping up just 10% every year, your final wealth jumps to ₹86.8 L!