Interactive Decision Engines
Financial & Tax Calculators
Grounded in the latest Indian tax slabs, inflation averages, and compound interest math.
Calculator URL:
/calculators/swpThe Monthly Pension Simulator
SWP (Systematic Withdrawal Plan) Longevity Calculator
Simulate withdrawing a monthly pension from your mutual fund investment. Test if your withdrawal rate allows your capital to outlast your lifetime or grow for your children.
Total Investment Corpus₹1,00,00,000
₹10 Lakhs₹1 Crore₹5 Crores
Monthly Withdrawal Amount₹60,000
₹5k₹1 Lakh₹3 Lakhs
Expected Annual Fund Return8.5%
6% (Conservative)8.5% (Balanced Hybrid)12% (Equity)
Withdrawal Duration20 Years
5 yrs20 yrs40 yrs
Corpus Sustainability Status
Perpetual & Growing Corpus
Annual Withdrawal Rate: 7.20% of corpus.
Total Money Withdrawn
₹1.44 Cr
Over 20 years (240 payouts)
Remaining Corpus Balance
₹1.65 Cr
Wealth increased!
Why SWP beats Bank FD Monthly Interest:
In a Bank FD, the entire ₹60,000 is interest and taxed at your slab rate (up to 30%). In SWP, only the profit proportion of redeemed units is taxed, and long-term equity capital gains enjoy an annual tax-free exemption of ₹1.25 Lakhs!